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The Authority publishes formal consultation papers to industry as part of the development process for its on going enhancements to Bermuda’s regulatory framework for insurance. Such consultation facilitates input from the market in parallel to ensuring that any proposed regulatory changes will be effective and consistent with international standards.


  • AML-ATF Ministerial Advisory 3 2024 - 3 December 2024
  • Guidance Note - General Business Insurers with Segregated Accounts and Separate Accounts - 30 September 2024
  • Discussion Paper - Disclosure of Climate Change Risks for Commercial Insurers - 15 February 2024
  • Stakeholder Letter – Consultation Paper – Updates to "Proposed Enhancements to the Regulatory Regime for Commercial Insurers" - 30 November 2023
  • Stakeholder Letter – Consultation Paper – “Proposed Changes to the Statutory Financial Statements Reporting Framework” for Commercial Insurers - 28 November 2023
  • Stakeholder Letter - Consultation Paper - Proposed recovery planning rules for Bermuda commercial insurance sector - 25 October 2023
  • Guidance Notes for Applications for Adjustments Under Section 6D of the Insurance Act - 29 September 2023
  • Guidance Notes For Commercial Insurers and Insurance Groups’ Statutory Reporting Regime - 29 September 2023
  • Amendment Rules 2024. Insurance (Prudential Standards) (Class 3A Solvency Requirement) Rules - 29 September 2023
  • Amendment Rules 2024. Insurance (Prudential Standards) (Class 4 and Class 3B Solvency Requirement) Rules - 29 September 2023
  • Amendment Rules 2024. Insurance (Prudential Standards) (Class C, Class D and Class E Solvency Requirement) Rules - 29 September 2023
  • Amendment Rules 2024. Insurance (Prudential Standards) (Insurance Group Solvency Requirement) Rules - 29 September 2023
  • Class 3A 2024 BSCR - 22 August 2023
  • Class 3B 2024 BSCR - 22 August 2023
  • Class 4 2024 BSCR - 22 August 2023
  • Class C 2024 BSCR - 22 August 2023
  • Class D2024 BSCR - 22 August 2023
  • Class E 2024 BSCR - 22 August 2023
  • Group 2024 BSCR - 22 August 2023
  • Default and Downgrade Costs - 18 August 2023
  • SBA Lapse Liquidity Return Template - 31 July 2023
  • Consultation Paper - Proposed Enhancements to the Regulatory Regime and Fees for Commercial Insurers - 28 July 2023
  • Stakeholder Letter on Proposed Enhancements to the Regulatory Regime and Fees for Commercial Insurers - 28 July 2023
  • Consultation Paper - Proposed Recovery Planning Rules for Bermuda Commercial Insurers - 21 July 2023
  • Draft Statutory Financial Statements Template (Commercial Insurers and Groups) - 14 July 2023
  • Consultation Paper - Proposed Changes to the Statutory Financial Statements Reporting Framework - 14 July 2023
  • Class E 2024 BSCR - 1 May 2023
  • Class D 2024 BSCR - 1 May 2023
  • Class C 2024 BSCR - 1 May 2023
  • Group 2024 BSCR - 1 May 2023
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